Enjoy cash back on debit card purchases and Refunds on ATM Withdrawal Fees, Nationwide*
With free Kasasa Cash Back® checking, shopping is a lot more fun (and rewarding!). Earn 2.00% cash back on your debit card purchases up to $96 back per year ($8 per month).*
You’ll also get refunds on ATM withdrawal fees, nationwide — so you can get cash whenever you need it in Mechanic Falls, South Paris, and beyond. Connect your account to a free Kasasa Saver® to make saving automatic. Open your accounts online now!
- Free checking that pays you back
- 2.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $400 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking with bill pay
- Free e-statements
- Free mobile banking
- Free Visa® debit card
- Free telephone banking
- No minimum deposit to open
It’s so easy to earn your rewards!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
- At least 1 ACH transaction (can be a deposit, withdrawal, or bill pay)
And if you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Earn your ATM fees back, too
Don’t worry. Free Kasasa® checking refunds your ATM fees, nationwide.* No matter which reward you choose!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based or signature based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $400.00 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $25.00, max. $4.99 per single transaction for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $0.00 minimum deposit is required to open the account. Monthly ACH credit, and enrollment in online banking are condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements, may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. See accompanying Schedule of Fees for fees that may apply to this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA]. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.