Get paid. Bank Local.
That’s free Kasasa® checking…
Earn your ATM fees back, too
Don’t worry. Free Kasasa® checking refunds your ATM fees, nationwide.* No matter which reward you choose!
Choosing the perfect checking account for you is easy! When you open a checking account with Rainbow FCU, you may hear us reference this account as your SHARE DRAFT ACCOUNT. This is a description that used to be very common for credit unions. The meaning, however, is the same and the benefits are numerous.
Are you between the ages of 18 & 25… Learn about our Young & Free Checking Account.
Kasasa Products - Checking & Savings
|Kasasa SAVER ($0-$50,000)||.99%||1.00%||None|
|Kasasa SAVER (over $50,000)||0.29%||0.53%-1.00%||$50,000.01|
|Kasasa SAVER (Qualifications NOT met)||0.049%||0.05%||None|
|Kasasa CASH ($0-$25,000)||1.98%||2.00%||None|
|Kasasa CASH (over $25,000)||0.29%||0.64%-2.00%||$25,000.01|
|Kasasa CASH (Qualifications NOT met)||0.049%||0.05%||None|
|Kasasa CASH BACK||0.00%||0.00%||None|
Share Draft Checking Accounts
|Account Type||Rate||Annual |
if Balance falls
|Share Draft Minimum Balance||0.10%||0.10%||$500.00||$5.00|
|Free 4 Me |
*Free 4 Me Account only available for ages 18-25.
At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience. At Rainbow FCU, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Member Privilege a special overdraft service for Rainbow FCU’s members.
Member Privilege is a discretionary overdraft service requiring no action on your part that provides you a safety net up to an automatically assigned overdraft limit.
Your Member Privilege limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payment. Also, at your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit.
If you are a new member, we will advise you 30 or more days after your account is opened that you may use the overdraft privilege service. This is provided you have maintained satisfactory activity in the account, including regular deposits, consistent with our internal standards for new account types that may offer Member Privilege. If you are an existing member interested in the Member Privilege Service, or if you would like to have this service removed from your account, please call 207-784-5435 or 1-800-281-5435.
VISA Debit Card
With the new VISA® Check Card you can use it for purchases against your checking account where a check would not normally be accepted, such as gas stations or restaurants, or you can use it to place a reservation for your next vacation or perhaps purchase that new laptop computer that you have been wanting. This card is accepted wherever VISA Debit cards are accepted and the list of places that will accept this card endless.
The CU24® VISA® Check Card is your ticket to Instant cash – at thousands of ATMs worldwide. You can use the card to make withdrawals or transfer funds or check your balances from your credit union Checking or Savings accounts
APPLY FOR A VISA DEBIT CARD