Vehicle Loans - Car or Truck
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Term |
A |
B |
C |
D |
E |
48 months
60 months
72 months
84 months |
4.50%APR
4.75%APR
5.75% APR
7.00% APR |
5.25%APR
5.50% APR
6.50% APR
7.75% APR |
5.85% APR
6.10% APR
8.10% APR
-.--% APR |
12.10% APR
12.40% APR
13.40% APR
-.--% APR |
14.10% APR
14.40% APR
15.40% APR
-.--% APR |
| Loans exceeding MSRP/NADA
or extended terms must carry GAP Plus coverage |
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Secured Consumer Loans
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| Term |
A |
B |
C |
D |
E |
60 months
72 months
84 months |
5.00%APR
6.50%APR
7.50%APR |
6.00%APR
7.50%APR
8.50%APR |
7.00%APR
8.50%APR
9.50%APR |
10.00%APR
11.50%APR
12.50%APR |
11.00%APR
12.50%APR
13.50%APR |
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Personal Unsecured Loans
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|
Term |
A |
B |
C |
D |
E |
48
months
60
months |
10.00% APR
11.00% APR |
12.00% APR
13.00% APR |
13.00% APR
14.00% APR |
14.00% APR
15.00% APR |
15.00% APR
16.00% APR |
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Home Equity Loans
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|
Old Home Equity |
Wall St. Journal Prime Plus 1
1/2% (4.75%)
(Quarterly Change) |
|
New Home Equity |
Prime Rate 3.25%
(Monthly Change) |
|
Term |
A + B |
C + D |
E |
60
months.
120
months
180
months |
5.00%
APR
5.50%
APR
5.75% APR |
6.00%
APR
6.50%
APR
6.75% APR |
7.00%
APR
7.50%
APR
7.75% APR |
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In all cases APR
refers to *ANNUAL PERCENTAGE RATE.
Interest rates effective as of
and subject to change
without notice. |
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Loan rates are based on credit history which
credit bureaus rank as A, B, C, D or E. A is the best credit and
receives the lowest rate. |
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Our
Rates Changes Daily - Ask a Mortgage Loan Officer
what your best rate will be!
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For more information about real estate loans contact
one of our loan officers
listed below, or apply directly online through Mortgage
Click. We've eliminated the paperwork to offer you
a hassle free mortgage application process. A few
questions equals an on-line decision within minutes. |
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The
Insurance Choice for Maine Credit Union Members |
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Equinox Financial & Insurance Services Inc.
specializes in serving Maine credit union
members and their families.
more |
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