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Current Phishing
Scams
Update 4/18 |
Update 4/19 | Update 4/20 |
Update
5/09
(Please also see at the bottom of this
page information from NCUA and what you can do) |
Below you will find a series of events that have
happened over the past week(s). The most
recent attack on 4/20 was directed at credit union
members in general, not just Rainbow FCU members.
Each attack is unique; this last one especially, by
rewarding the person with $50 for simply filling out a
on-line survey. Sadly, many people will be duped.
We're hoping our members will not be.
We will not
send you any any e-mails concerning the
security of your account. These events are
unfortunate, but they are the actions of people trying
to defraud you. This is the first time that the
members of Rainbow FCU have been attacked by this type
fraudulent activity, but it has happened to many of the
financial institutions throughout the country. We
are not alone.
To our Rainbow
Members: E-Mails are not secure!
We will not contact you via an e-mail
to ask you to provide any account or
personal information ever. No
legitimate financial institution would.
We are sure the deranged minds of these
people who are trying to defraud you will
continue to try other types of e-mails to
get you to click on their links. If
you don't open the e-mail, if you don't
click on the links, if you delete it from
your system - they will go away.
From our end we are trying to track down
where these are coming from.
Unfortunately it is from all around the
world. Stay smart, stay safe, and
please call us if you have a question.
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UPDATE 4-18-07-
Another flurry of e-mails are circulating,
referring to the "security system update".
They are telling you due to the recent
problems we (Rainbow) are trying to improve
the level of member service and to please
click on the link below. |
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UPDATE 4-19-07-
As of this morning we are aware of more
e-mails to our members (and non-members)
advising them that their Home Banking and/or
Bill Payer has been deactivated, but the
member can renew their service by clicking
on the link. |
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UPDATE 4-20-07-
Although not directed
toward Rainbow FCU members, our members should still be
wary. It was in the form of a on-line survey that
was
e-mailed to credit union members. It asked
several simple questions about their opinions of home
banking, and rewarded the survey taker with $50 to be
debited immediately into their credit union account.
This is a pdf of what this survey looks like and how
blatant they are in requesting account and PIN
information.
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UPDATE 5-09-07-
The text of the bogus
e-mail goes like this:
Dear Customer,
CONGRATULATIONS !!!
You have been chosen by Rainbow Federal Credit Union
online department to take part in our quick and easy
reward survey. In return we will credit $80 to your
account - Just for your time!
Every month, 12,000 selected Members who complete
certain transactions with the federal credit union are
chosen to take part in this $80 reward survey. At
Rainbow Federal Credit Union, we want to know how you
feel about the service levels as well as the products
and services we provide. We welcome your comments at any
time. You can also participate in a variety of surveys
we perform. By regularly surveying the Membership, we
are better able to serve your needs. Your participation
in these surveys gives you a voice and provides a
convenient way for you to express your likes, dislikes
and needs.
We kindly ask you to spare two minutes of your time in
taking part with this unique offer!
To continue click or copy in your explorer address bar
the link below:
At that point they then provide a link. We know
our members are smarter than this, but we still feel
it's important to warn you. It looks legitimate,
and it's tempting with the offer of $80 deposited
directly into your account. But no financial
institution, large or small is going to do that, and
certainly not monthly and certainly not to 12,000
people. As in the past, don't click on the links
and delete the mails from your system.
Another alert this day
is regarding the identify theft relating to the recent
TJX Companies data breach. A phishing e-mail
is circulating, discussing the recent security breach,
and
warns
that "magnetic strip information was being stored and
your PIN may have been captured" and "strongly" urges
NCUA's "members" to update their information within the
next 48 hours.
If you responded to such an e-mail and provided
any confidential account information, please notify your
credit union immediately of the scheme. You should also
change your account’s PIN, and take any additional
action recommended by your credit union to protect your
account.
Loss Prevention Recommendations:
If you receive an unsolicited e-mail alleging to
be from the NCUA, take the
following steps:
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NCUA does not ask
credit union members for personal account
information.
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Anyone who has received
a fraudulent phishing e-mail purportedly from
NCUA should forward the entire e-mail message to
Phishing@ncua.gov.
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Do not open any
attachments to the e-mail, in case they contain
malicious code that will infect your computer.
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If you have received
this, or a similar hoax, please file a complaint
at
www.ic3.gov.
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THESE ARE
ALL SCAMS
IF POSSIBLE DO
NOT OPEN THE E-MAIL
DO NOT
CLICK ON THE LINK,
DO NOT REPLY TO THE E-MAIL.
Delete it from your mailbox! |
